Light entrepreneurship is the best way to charge for your skills
Light entrepreneurship is a form of work where you invoice your clients without running your own business through an invoicing service.
Laskuttamo is the best light entrepreneurship service if you value fast payment and ease of use – whether you’re a freelancer, gig worker, consultant or side hustler.
Laskuttamo takes care of the bureaucracy so you can focus on light entrepreneurship.
Why did our customers choose us?
Laskuttamo is the best light business service, offering an easy and secure way to invoice without a business.
| Feature | Laskuttamo | Other light entrepreneur services |
|---|---|---|
| Getting started | 0€ | 0€ |
| Establishment fee | 0€ | 0€ |
| Fast payment of wages | Money in your account within up to 24h | Several days waiting time |
| Service charges | only 4% + 2,5% of the invoice amount | Usually 5-8% + hidden charges |
| Accounting and VAT | No need, everything is taken care of for you | Self-managed in certain cases |
| Security | 100% Finnish service | Not necessarily a domestic service |
| Customer service | Fast and friendly support | Slow response time |
What is light entrepreneurship?
What does light entrepreneurship mean in practice?
If you work part-time, alongside paid work, are unemployed or retired, and want to make money easily without worrying about bureaucracy, a light business is a better option than setting up a company.
| Feature | Light entrepreneurship | Own company |
|---|---|---|
| Business ID required? | No | Yes |
| VAT returns and accounting | No need | Mandatory |
| Payment of salary | Done for you | Self-care |
| Amount of bureaucracy | Minimum | High |
| Risks | No financial risks | Responsible for your own debts |
Can I be employed and self-employed at the same time?
Yes, light entrepreneurship is an excellent way to earn extra income alongside paid work. All you need is a Finnish social security number and a bank account to which we will pay your salary.
Can I do gigs for several different companies at the same time?
Yes! You can invoice your business trips to hundreds of companies at the same time, we’ll handle the bureaucracy for you. However, remember to take out YEL insurance if you invoice more than €9,000 in a year, for example.
Can I invoice abroad?
Yes! Laskuttamo also allows you to invoice your light business abroad.
Who is light entrepreneurship for?
Light entrepreneurship is ideal:
- For freelancers: graphic designers, photographers, software developers, content producers.
- For gig workers: construction professionals, musicians, event and entertainment workers.
- For self-employed persons: students, persons earning additional income while working.
- For consultants and experts: Marketing, IT and business consultants.
Light entrepreneurship is a flexible and easy way to work independently without having to set up your own business. It offers the possibility to invoice customers without a Business ID, as a light entrepreneur uses a billing service that takes care of all the administrative obligations for you. This allows you to work full-time or part-time as an entrepreneur without the risks and red tape of a traditional business. Becoming a light entrepreneur is particularly popular in sectors where working on a project basis or on a contract basis is common. Many freelancers, consultants and experts choose to become self-employed precisely because of the ease of doing so.
Why is light entrepreneurship worthwhile?
Light entrepreneurship combines the freedom of entrepreneurship with the ease of paid work. Here are a few reasons why light entrepreneurship might be right for you:
- No bureaucracy or paperwork
Unlike traditional entrepreneurship, light entrepreneurship does not require accounting, VAT returns or separate statutory payments. An invoicing service does it all for you. - Quick and easy to get started
Becoming a light entrepreneur is not a lengthy process. It only takes a few minutes to register with Invoice Invoicing Service and you can start invoicing immediately. - No financial risk
Because light entrepreneurship requires no investment or business start-up, you can test your business idea without risk. - Better control of your time
As a light entrepreneur, you decide how much and when you work. You can work according to your own schedule, allowing you to have a better work-life balance. - Decide for yourself what you earn
As a light entrepreneur, you can agree on the pricing of your work with your client.
Best light entrepreneur service – How to choose the best one for you?
When choosing the most suitable service for you, consider the following:
- Service fee and charges
Prices for light entrepreneur services vary. Most services charge a percentage of the invoice amount (for example, Ukko charges 8%). It is important to choose a service that has no hidden costs and offers good value for money. The invoicing company charges a service fee (4%) on the salary paid and the invoicing company charges a security fee (2.5%). See the price list here. - Speed of payment
The best light entrepreneur services pay your salary quickly, often on the next working day after the customer has made a payment. Through our Laskuttamo service, you always receive your pay within 24 hours. - Customer service and usability
An easy-to-use billing system and a customer service team that can be reached quickly can make a big difference, especially if you need help with billing or tax issues. Laskuttamo Oy, you have access to some of the best customer service agents in the industry, always ready to help you. Contact us at asiakaspalvelu@laskuttamo.com or call 02 0730 6710 (weekdays from 8am to 6pm). - Statutory contributions and insurance
A good light entrepreneurship service will take care of your YEL contributions and other work-related obligations for you. You can arrange your YEL insurance through one of our partners.
Light business and tax – what you need to know?
The taxation of a light entrepreneur works on the same principle as for an employee. In practice, this means that:
- The billing service will withhold tax from your salary according to your tax card.
- If your income exceeds the annual limit for self-employed pension contributions (around €9 208.43 per year, in 2025), you will be charged a YEL contribution. Use the YEL calculator to calculate the recommended contribution amount.
- Health insurance contributions and other employer contributions are handled automatically
This means you don’t have to do any tax planning or fill in tax returns, as all the payments are taken care of for you.
Light entrepreneurship is a flexible and easy way to work independently without having to set up your own business. It offers the possibility to invoice customers without a Business ID, as a light entrepreneur uses a billing service that takes care of all the administrative obligations for you. This allows you to work full-time or part-time as an entrepreneur without the risks and red tape of a traditional business. Becoming a light entrepreneur is particularly popular in sectors where working on a project basis or on a contract basis is common. Many freelancers, consultants and experts choose to become self-employed precisely because of the ease of doing so.
