Light self-employment refers to work where the worker is not employed by the company but invoices the company through an invoicing service. Billing services such as Laskuttamocan also be used to bill associations or individuals. A light entrepreneur does not need a company or a business ID to invoice. The light entrepreneur and the company agree on a contract of assignment. The light entrepreneur is not employed by Laskuttamo. For unemployment and social security purposes, a light entrepreneur counts as self-employed.

The light entrepreneur is not an employee of the company and the company is not the employer of the light entrepreneur. A light entrepreneur can be employed not only by a company but also by an association or individual who is not registered as an employer. A light entrepreneur works like a self-employed person, but without a company or a business ID. A light entrepreneur does not receive a salary from his client, but invoices the client for a commission. The sponsor does not have to cover the insurance of a light entrepreneur in the same way as an employer covers the insurance of an employee. The light entrepreneur takes care of Tyel payments himself, while Laskuttamo takes care of accident and liability insurance.

The light entrepreneurship model is favoured in sectors where labour needs vary a lot from season to season or where the work is of a project nature. Light entrepreneurs are widely employed in sectors such as logistics, construction and event production. The light entrepreneurship model is also suited to the seasonal nature of the tourism and hospitality sector.

Many people who work in a professional capacity are also charged for their work as a light entrepreneur.

The fee for the work is freely defined in the contract. The hourly or contractor rate for a light entrepreneur is not the same as the corresponding hourly rate in an employment contract, as the light entrepreneur pays for his/her own social security and pension, among other things, just like a self-employed person. The VAT-free price charged by a light entrepreneur is roughly 1.5 times the hourly rate for similar work. The contract should also specify the work to be carried out outside certain hours, additional work and any other costs.

A light entrepreneur is responsible for his or her own social security, just like a self-employed person. If the income to be invoiced during the year exceeds EUR 8261.71 (VAT 0%), the light entrepreneur is also obliged to take out YEL insurance, the level of which can be determined by the light entrepreneur.

Laskuttamo has accident insurance for light entrepreneurs who bill through the billing service. The insurance is valid for work invoiced through Laskuttamo and for travel directly related to this work. Laskuttamo is also covered by liability and legal expenses insurance. It covers light entrepreneurs invoicing through Laskuttamo for invoiced work.

By contracting out instead of contracting in, a company can get people to work quickly and easily. There is no need to worry about redundancies once the job is over. When a company employs several light entrepreneurs, the overall savings can be large. The company can use these savings to invest and improve its operations, or distribute them to employees in the form of better pay.

Contact us so we can calculate how much your business would save by switching to a light-entrepreneurship model.

There is no need to hire casual, part-time or summer workers, thus avoiding side costs, workers’ insurance and other employer obligations. Laskuttamo takes care of the bureaucracy involved in paying fees, allowing the company to streamline its own financial management. Laskuttamo also takes care of accident and liability insurance and legal expenses insurance for light contractors.

The savings from the light-entrepreneur model can be offered by the company in the form of better compensation for employees, if it wishes.